As an HFBF graduate you are a generalist with in-depth specialist knowledge,
and therefore an expert point of contact for your clients. You are in a position to provide complex
advisory and sales services in banking and finance.
Possible areas of activity for HFBF graduates vary from bank to bank.
Holders of the Diploma in Banking & Finance HF work in a range of departments within banks and financial
services companies. They possess in-depth product knowledge in the areas of investment, financing and
banking operations. Their services are geared towards the bank’s clients.
- Im Front Office informieren und beraten sie diese professionell
und verkaufen ihnen Produkte ihres Unternehmens. Sie analysieren die finanzielle Gesamtsituation der
zu beratenden Person, z.B. Einkommenssicherung, Vermögensbildung und Vorsorgeeinrichtung und richten
ihre Aufmerksamkeit auf deren steuerliche und wirtschaftliche sowie auf die private und berufliche Lebenssituation.
Der Kreditentscheid zugunsten des Kunden basiert auf einer umfassenden rationalen Analyse. Dabei ist
die Balance von Risiko- und Ertragslage sehr wichtig. Sie müssen sowohl den Interessen der Kundin als
auch denjenigen der Bank Rechnung tragen und für alle Beteiligten eine optimale Lösung erarbeiten.
- Im Middle Office und im Back Office übernehmen Bankwirtschafter/innen HF teilweise
Aufgaben im Management oder in einer anspruchsvollen Spezialistenfunktion in Banking Operations. Innerhalb
dieses Bereiches sind sie auch für die Datensicherheit, den Datenschutz sowie für die Archivierung und
Verwaltung von Dokumenten verantwortlich. Buchhaltung und Betriebsorganisation sind weitere Aufgabengebiete.
- In Projekten optimieren Bankwirtschafter/innen HF Prozesse durch Automation
und Rationalisierung, entwickeln neue Produkte im Kreditgeschäft und sind verantwortlich für Budget
und Kosten. Ihre Mitarbeitenden führen sie gemäss den Grundsätzen des modernen Personalmanagements.
- Bankwirtschafter/innen HF arbeiten sowohl im Investment Banking als auch im
Anlage- und Kreditbereich. Das Know-how ermöglicht ihnen, die Kundschaft individuell zu beraten und
ihr in gemeinsamer Absprache eine optimale Lösung anzubieten. Sie beobachten laufend die regionalen
und globalen Entwicklungen der Finanz- und Kapitalmärkte. Deren Komplexität und die Vielseitigkeit der
Bankgeschäfte sowie die sich rasch verändernden Produkte und steigenden Ansprüche der Kundschaft erfordern
von ihnen stetige Weiterbildung, um die Geschäfte und Prozesse der unterschiedlichen
Organisationsstrukturen beurteilen zu können. Gleichzeitig müssen sie die vielfältigen Rechtsvorschriften
des Bankwesens einhalten.
The admission requirements for courses at applied science universities
for HFBF graduates are available here (PDF in German).
A list of courses is available here (PDF in German).
PhD, doctorate
A
doctorate is generally awarded upon successful completion of a doctorate degree course at a university.
A thesis setting out new research or insights is required.
Doctorates
usually take three to four years. A Master's degree is generally a prerequisite of admission to a doctorate
course.
The Swiss Finance Institute coordinates
efforts
in respect of the Swiss universities' banking and finance-related PhD programmes.
More
information can be found at www.swissfinanceinstitute.ch.Courses of further education
There
is a very broad spectrum of courses available for practice-oriented further education and training in
the fields of banking and finance.
At university
level,
postgraduate courses
and programmes are split into three categories: Certificate of Advanced Studies (CAS), Diploma of Advanced
Studies (DAS) and Master of Advanced Studies (MAS). The CAS programmes replace the postgraduate courses,
while the MAS programmes replace the majority of the former postgraduate programs. The DAS category
is new. A Master of Advanced Studies is awarded at the end of MAS courses, a Diploma of Advanced Studies
for DAS courses, and a Certificate of Advanced Studies for CAS courses.
Outside
the university area, there are also various further education courses that are relevant to banking and
finance. These include specialist examination courses, higher professional examination courses, international
certificates from associations etc.
More information
and links can be found
under Further Education.University – Master's degree
The
key subjects for banks and financial institutions are economics and law, but scientific subjects such
as mathematics and IT are also important.
Swiss universities classify
their courses according to the Bologna Declaration on Bachelor's and Master's degrees.
A
Bachelor's degree is required before students can embark on Master's degree courses. Master's courses
last one to two years, and Master's degrees are awarded when the course is completed successfully.
More information and links can be found under www.crus.ch
University of applied sciences – Master's degree
According
to the federal law of 1995, universities of applied sciences are educational institutions offering courses
which build on basic vocational training. Practice-oriented diploma courses at two levels (Bachelor's
and Master's) prepare students for jobs which require specialist knowledge and methodologies.
Master's
degree courses allow students to acquire more in-depth, specialist knowledge. A minimum course of study
of 18 months is required. A Bachelor's degree or equivalent is required before students can be admitted
to Master's courses from universities of applied sciences. Economy
/ Business
Administration and Banking + Finance are particularly significant for banks.
More
information and
links can be found under Universities of Applied Sciences.University – Bachelor's degree
The
key subjects for banks and financial institutions are economics and law, but scientific subjects such
as mathematics and IT are also important. The first degree is usually a Bachelor's degree, which can
lead to a Master's or PhD course.
Swiss universities classify their courses
according to the Bologna Declaration on Bachelor's and Master's degrees. Bachelor's degrees can be awarded
after a total of three years. A Bachelor's degree represents an initial basis in a subject and is a
prerequisite for going on to specialise further in a Master's degree course. A Bachelor's degree should,
however, also be regarded as a first degree that functions as a "stepping stone" into professional
working life.
More information and links can be found under www.crus.ch
University of applied sciences – Bachelor's degree
According
to the federal law of 1995, universities of applied sciences are educational institutions offering courses
which build on basic vocational training. Practice-oriented diploma courses at two levels (Bachelor's
and Master's) prepare students for jobs which require specialist knowledge and methodologies.
The
legislation governing universities of applied sciences stipulates that Bachelor's degree courses generally
qualify graduates for their respective professions and replace the former university of applied sciences
diploma. A Bachelor's degree is awarded after a minimum of three years (four when the degree course
is completed in conjunction with work).
Business Administration with
specialisation in Banking + Finance is particularly significant for banks.
More
information and links can be found under Universities of Applied
Sciences.HFBF
The
higher
specialist course
in Banking and
Finance HFBF is a practice-oriented course of study. The course lasts three years (carried out in conjunction
with work) and results in the federal diploma "Diploma in Banking and Finance HF". Students
acquire the skills necessary to work independently as specialists and managers in their chosen field.
The course builds on the knowledge gained through completion of a course of basic commercial training
for banks or equivalent.
More information and links can be found under
HFBF.
